Statute of Limitations on Outstanding Debts?Can anyone tell me if this is still true? If you owed someone money and they never collect on the debt for the 1st seven years then the debt is null and void (like you had filed bankruptcy against it,) and they can no longer collect money from you?
Reducing Debt?Do I really need a credit card? I am a divorced mother of two and wanted to get rid of some debt. Does it make sense for me to have a credit card? I'm wanting to close my credit card and just put money into a savings account.
Tips for Becoming Debt Free?How to become a debt free?
Best Strategy for Paying Off Debt and Repairing Credit?Would it be better to get my credit repaired by going down the list to pay off collections, charge offs, and other delinquent debts when I get my taxes, or shall I seek a credit counseling service.....
Working With Creditors?I have had my income cut! Now all my creditors want their money. I want to pay, but don't have the income right now. They call 20 times a day. I have told them, but they still call. What can I do? I will pay when I get back on my feet. I need advice. Please help.
Dealing With Credit Card Debt?My income is cut in half. My credit card bills are overdue. They are calling all the time and I don't have extra money to pay them. How do I start climbing out of this hole that I am in? Any advice?
Help Dealing With High Interest Credit Card Debt?I cannot keep paying this credit card at 39%, what can I do?
What Should We Do With a Truck That We Can't Afford?We are upside down on a truck. We need to relieve ourselves of this monthly payment. It is too much for us to handle. Is the best way to turn in the truck and make monthly payments on the remaining balance? Does anyone have any ideas?
Getting Out of Debt?I hope someone can help me with my problem. I am deep into debt and I would like to know if someone could guide me with a very basic easy way to get myself out of this ordeal.
Using 0% Credit Cards To Pay Off Other Loans?Has anyone tried this? I am thinking of using one of my credit card offers of 0% for 15 months (though I plan on paying it off in 12 months) in order to put $15,000 down toward a HELOC loan currently at almost 7% interest.
