Leasing or Buying - Which Is for Me?Purchasing a new vehicle can be quite a tedious task requiring much research in order to profit. From researching makes of vehicles to loan rates, the information can be overwhelming.
Cash for CraftsWe are pleased to announce a new program we are starting to help build the Craft Projects section on ThriftyFun. If you are an avid crafter, capable writer and own a digital camera, you are eligible to participate. Submit your craft projects to ThriftyFun and we will pay $15 for any crafts that we publish.
The Home Equity Loan - Good or Bad?Without delving into the financial cogs that make home equity loans work and by avoiding all of the percentage signs and APR numbers, here's the ultimate question. Are home equity loans good or bad ideas?
Paying Bills On TimeWhen I receive bills or any correspondence that has to be mailed at a certain time, I save time and aggravation by writing the date due to be mailed where the stamp goes. Only takes a second to let me know it is time to mail something.
An FSA the Easy WayInvestment strategies and mutual funds are often over my head, but managing my flexible spending account (FSA) is easier than I planned and worth every minute of the effort.
Four More Things You Should Be Doing but Probably Aren'tIn follow up to the article, "Five Things You Should Be Doing but Probably Aren't" here are four additional tasks that help to prepare for unforeseen events. With a little time invested now, we can avoid hassles in our future. Take the time to complete the tasks that should be done but most likely aren't.
Opting for Extra Income Through eBayAn avid fan of eBay, I often wondered about the opportunity that eBay stores offer. For those who are new to eBay, a store is just like what it sounds. Rather than post random items on the site for sale, one opens a "store" and posts all the items there.
Stop the Postage HikeSaving money on postage. Postage rates climb every few years, and although $0.39 doesn't seem like a lot consider that three envelopes equals over $1 postage.
Shop At Stores That Save You MoneyIt's true that while one store may save a shopper money on shampoo another store will do that same for grapes. Yet, traveling to these different stores to save pennies here and there often isn't worth the gas it takes, especially with today's gas prices.
Ideas to Get Out of DebtI am looking for ideas to get out of debt. I ran across a little plan to get out of debt that really works if you just stick to it.
Doing It the eBay WayThere is something to be said for the lure of on-line auctions. While as a consumer it offers a look across the world at what sellers have to offer, it also provides a seller with opportunities once unavailable.
Avoid Additional Warranties at CheckoutOnly buy products that have good warranties in the first place, and say "No" when a checker offers you an impulse warranty on electronics. If you are afraid that the product will not last past the manufacturers warranty, it's probably not worth buying.
Finding Babysitting Jobs?"I want to start babysitting, but how do I find jobs?" Advice from the ThriftyFun community for babysitters just starting out. Post your own tips here.
A Penny Saved... The Morning LatteDo you purchase a latte every day on your way to work? Ordering a latte every weekday adds up to $650 over the course of a year.
A Healthier Approach to Medical CostsNobody enjoys the hassle of medical insurance and its paperwork, claims, and denials, yet it's one of those things that one appreciates most when it isn't there. There are ways to save money on those parts of the claims that aren't paid, however.
How To Create A Monthly Budget For...Food is not something we can do without. Cutting back on your food bill, though, can leave you with a substantial amount of money left in your pocket at the end of the month.
Should It Stay or Should It Go?Tax time is a good time to clean the filing cabinet and eliminate yourself of old paperwork. Yet, the fear of throwing out financial papers causes many people to save everything, leaving a packed filing cabinet with yellowing paperwork.
How Much Do You Spend On Eating Out?Do you think that you don't eat out much but can not figure out just where you money is going? It's time to do an experiment to find out just how much you are eating out, how much it is costing you and how much you could have saved by making that meal at home.
Altering The Shopping HabitSpontaneous shopping is not only a problem but a habit as well. Have you ever gone shopping because you were bored or because it was a rainy day? This behavior leads to overspending and overcrowding in your home. Instead, follow some rules while shopping to eliminate the desire to purchase.
How I Went Broke Saving MoneyI haven't used more than five coupons at the grocery store in the past month, and I don't remember picking up more than a handful of items on sale. I don't "shop around" anymore, and I refuse to "stock up."
The Internet Shopping DietIt's hard to resist purchasing items at the store, but resisting on-line is even more difficult. High internet sales suggest that consumers are finding it hard to curb their internet spending appetite. Maybe it's because the internet offers so many great desserts.
Product Placement and the Price Customers PayDespite what they say in their advertisements, stores aren't out to save shoppers money. Their business is to make money, and the better they are at doing just that the more profitable the franchise.
Thieves in Bankers' ClothingATMs are a wonderful blessing. They allow the freedom to bank any time of the day and provide instant access to cash. This is what I once thought, but now I wonder if they are the blessing they seem to be. Instead, I find them to be thieves in bankers' clothing.
Donating and DeductingFor anyone who files the family taxes, finding deductions is an effort which gives great rewards. One of the easiest places to find deductions is in tax deductible donations to charities. Any donation made to a non-profit charity can be claimed on income tax as a deduction.
Five Things You Should Be Doing but Probably Aren'tPeople hate to think about negative things happening, but it's a fact of life that they happen. The more people prepare for unfortunate events the less stressful these times will be. Here are five simple things that you probably aren't doing but need to be.
Back to the Days of Youth: The Adult AllowanceToday is pay day and it's time to dole out the allowances. Remember those youthful days of the weekly allowance? Whoever said you can't be young again? Today on allowance day I have two envelopes - one for me and one for my husband.
Saving Energy (& Money) in the KitchenIn a year of high heating bills, finding ways to save energy can really add up to big savings. Because the kitchen is usually one the busiest rooms in the home, it is also one of the rooms that uses the most energy. Follow these simple, inexpensive tips to shave a few dollars off your energy bill.
Saving Electricity in the Winter?I would like a information on what I can do to save money on electricity during the winter. I live in a condo and face the south east. I get lots of sun, therefore heat during the day. I asked a contractor about wrapping my water, heater he said that my heater is so new it is already insulated enough.
Debt Free Christmas?I signed up for a Discover card last year and ended up putting a lot of my Christmas expenses on it. I am just now close to paying it off. Does anyone have any tips for having a debt free Christmas? Any tips would be appreciated.
Small-Time Investing?I would really love to know if anyone can help me with this. I believe in investing in things that help me live more frugally, or that pay a good return. So my question is this: If you had a hundred dollars, how would you invest it to get a good return?
Money Saving Strategies?Strategies to help people save money. Post your ideas.
Money Making Tips for Stay at Home MomsI myself was a stay-at-home mom when my children were at home. Yet I always managed to afford the same opportunities for my kids as my friends who missed those formative years with their children. I would like to share things which I did to make extra money without being gone every day.
Debt Consoldation Resources?Do you have any tips, resources, guides, etc on the various debt consoldation agencies out there? I am trying to find out what is out there and what is legitmate to approach in getting debt consoldated and credit cards paid off.
