How Are You Using Your Stimulus Payment?
Many U.S. citizens are receiving money from the government this week, in order to stimulate the economy and help struggling families during the COVID-19 pandemic. This is a big help for many people, including my family. I'm using about half of the payment to cover an upcoming surgery and the other half will pay off a hospital stay from last February.
Simple Household Bookkeeping SystemKeeping track of household expenditures does not need to be a complex process. This is a page about simple household bookkeeping system.
Tips for Hiring an Accounting ProfessionalIn the world of business, accountants are employed in one of three sectors: public, private, and government. Having a handle on who does what can help you get a handle on who may best be able to help you when you decide you need assistance.
Sharing Living Expenses With Boy/GirlfriendThis page is about sharing living expenses with boyfriend. When living with a partner it is important to have a clear understanding of how the household costs are divided.
Smartphone KnowledgeI've heard the argument before. The expensive price tag on the iPhone is justified by the applications that it runs. It sounds like a good argument, but when the calculators come out, it doesn't work. So, what's a smartphone worth?
Essential Moves for Twenty-Year-OldsThere are many things that we know we should do. We should walk or bike to work, we should eat our vegetables, and we should keep all our receipts. Yet, there are some financial moves that everyone in his/her early twenties needs to make.
Lessons LearnedIt's time to look at the silver lining of the economic floundering of 2009. While unemployment is at an all-time high and the American dollar is at a notable low, the last twelve months have taught us something.
The $20 Money DietMy wallet, checkbook, and debit card have all gone on a diet. It's like a low carb diet, except it's a low dollar diet. Anything that costs twenty dollars or more isn't on my diet plan.
The Weekly WorriesThis week we're conducting an experiment in our house. Each weekend, we reluctantly run errands that total $200 or more. It's depressing. They're not meaningless, bored shopping trips; they're planned trips for essential items.
Drastic Times Call for Drastic CutbacksThere's no quick fix for the economy, and jobs are disappearing daily. Even seemingly secure jobs are causing some people to look at their futures with a budget cutting scissors in hand.
Finding the Silver Lining in a Faltering EconomyI remember the morning when I watched the stock prices scroll across the bottom of the TV screen while I was watching the weather forecast. It was 5 AM, and I wondered if I was watching history happen; every stock was preceded by a red arrow that noted a drop in its value.
Simple Household Bookkeeping SystemI keep every receipt in a plain legal sized envelop labeled for the month until the end of the year. I keep them in a drawer with my bank statements.
Be SMART About Your MoneyThose who want to manage their money wisely and be smart consumers need only to learn a few basic rules. It's important to teach children these rules so they grow with the ingrained knowledge about how to care for their earnings and avoid difficult fiscal situations.
Avoiding the Temptation to SpendIf I watch, really, really watch, I'll be able to pay off my credit card bills within a year. Sound familiar? It's a promise many of us make but few keep. No matter how much we try, we can't stop spending. It's a cycle that catches the best of us. In trying to save we end up spending.
How Often Do I Use This?It's always a good idea to inventory and evaluate. There are items which are priceless, earning their keep over and over again. Then, there are those which only weigh us down with debt. How many items do you have which are earning their keep, and how many do you own which are weighing you down?
Four More Things You Should Be Doing but Probably Aren'tIn follow up to the article, "Five Things You Should Be Doing but Probably Aren't" here are four additional tasks that help to prepare for unforeseen events. With a little time invested now, we can avoid hassles in our future. Take the time to complete the tasks that should be done but most likely aren't.
Should It Stay or Should It Go?Tax time is a good time to clean the filing cabinet and eliminate yourself of old paperwork. Yet, the fear of throwing out financial papers causes many people to save everything, leaving a packed filing cabinet with yellowing paperwork.
Five Things You Should Be Doing but Probably Aren'tPeople hate to think about negative things happening, but it's a fact of life that they happen. The more people prepare for unfortunate events the less stressful these times will be. Here are five simple things that you probably aren't doing but need to be.
Back to the Days of Youth: The Adult AllowanceToday is pay day and it's time to dole out the allowances. Remember those youthful days of the weekly allowance? Whoever said you can't be young again? Today on allowance day I have two envelopes - one for me and one for my husband.
