Negotiating With Creditors?My husband died recently leaving me with $22,700 worth of credit card debt. How can I negotiate with the creditors to bring down the balances so I can pay off the credit accounts?
Statute of Limitations on Outstanding Debts?Can anyone tell me if this is still true? If you owed someone money and they never collect on the debt for the 1st seven years then the debt is null and void (like you had filed bankruptcy against it,) and they can no longer collect money from you?
Reducing Debt?Do I really need a credit card? I am a divorced mother of two and wanted to get rid of some debt. Does it make sense for me to have a credit card? I'm wanting to close my credit card and just put money into a savings account.
Tips for Becoming Debt Free?How to become a debt free?
Best Strategy for Paying Off Debt and Repairing Credit?Would it be better to get my credit repaired by going down the list to pay off collections, charge offs, and other delinquent debts when I get my taxes, or shall I seek a credit counseling service.....
Working With Creditors?I have had my income cut! Now all my creditors want their money. I want to pay, but don't have the income right now. They call 20 times a day. I have told them, but they still call. What can I do? I will pay when I get back on my feet. I need advice. Please help.
Dealing With Credit Card Debt?My income is cut in half. My credit card bills are overdue. They are calling all the time and I don't have extra money to pay them. How do I start climbing out of this hole that I am in? Any advice?
Help Dealing With High Interest Credit Card Debt?I cannot keep paying this credit card at 39%, what can I do?
What Should We Do With a Truck That We Can't Afford?We are upside down on a truck. We need to relieve ourselves of this monthly payment. It is too much for us to handle. Is the best way to turn in the truck and make monthly payments on the remaining balance? Does anyone have any ideas?
Getting Out of Debt?I hope someone can help me with my problem. I am deep into debt and I would like to know if someone could guide me with a very basic easy way to get myself out of this ordeal.
Saving Money Vs. Paying Down Debt?Does anyone have any advice about the virtues of paying off debt versus the benefit of having some cash on hand? For example, do you feel it's important to try to save money while you still have debt (especially credit card debt)?
Debt Reduction Companies in Iowa?I am wondering if anyone who lives in Iowa can recommend a good company for debt reduction, etc. What I am looking for is the type of company that takes credit card debt and other unsecured type debts and gets payments and interest lowered for its customers.
Credit Help in the Philippines?I am really broke and I owe so much money from creditors, please help me find feasible solutions as to how I can settle all my dues in time.
Using 0% Credit Cards To Pay Off Other Loans?Has anyone tried this? I am thinking of using one of my credit card offers of 0% for 15 months (though I plan on paying it off in 12 months) in order to put $15,000 down toward a HELOC loan currently at almost 7% interest.
Paying Off Debt With My Retirement?I need advice on paying off debt. I thought that I might use some of my retirement that has built up to pay off some of the high interest bills I have. I am 30 and my husband is 26. I know it's not the best idea to do that, but I'm not sure why. Since we're still young, maybe we can still build it all back up?
Debt Free Christmas?I signed up for a Discover card last year and ended up putting a lot of my Christmas expenses on it. I am just now close to paying it off. Does anyone have any tips for having a debt free Christmas? Any tips would be appreciated.
Debt Consoldation Resources?Do you have any tips, resources, guides, etc on the various debt consoldation agencies out there? I am trying to find out what is out there and what is legitmate to approach in getting debt consoldated and credit cards paid off.
Tips for the Unemployed?I am looking for a little help here. I know there must be alot in the same boat. BUT I am trying to do it alone. I have been OUT of work all year! is there ANY hope? thanks in advance! - Anonymous
- Editor's Note: If you post what region you will live in our readers may have some ideas about where you can look for work
Refinancing My House?I have a pretty substantial credit card debt with high interest rates. I have some equity in my house but not a lot of income. Does anyone have an advice for getting a better rate on my credit card debt? I have thought about rolling my debt into my house payment but it is a little scary. I have heard horror stories about last minute charges, hidden costs, etc with refinancing. At any rate, this seemed like a good place to post this request.
Janet
