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Finance: Student LoansAsk a Question Follow

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Student Loan Consolidation Scam?I had a substantial amount in student loans, but upon graduation I could not find a job and another one was too low to even cover my expenses. 3 years ago, I had an opportunity to pay back some of the loans and contacted the servicing agent that was on my credit report, and settled out with hemar, the servicing agency.

 

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College Grant Advice?Are there any grants or scholarship available for those high school students applying for college who don't qualify under financial need criteria?

 

Federal Direct Student LoansThe idea of the college loan is that tuition is covered while studying, and most loans only ask for repayment after graduation. For some loans, interest isn't calculated until repayment begins, again often after graduation.

 

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Student Loan Advice?I've been out of school since September 2009. Is it too late to get my student loans deferred?

 

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Co-Signer of a Student Loan?My husband co-signed student loans (private) for his daughter. She is getting married soon. Will we be able to get off the co-signing once she is married?

 

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Paying Off Debt from CollegeThis page is about paying off debt from college. Education is getting more and more expensive. Student loans, credit cards and other debt accumulated while going to school can be an unnecessary burden to the student later in life.

 

Getting a Student Loan

Getting a Student Loan?This is a page about getting a student loan. For many students the only way they can afford the high cost of education is to get a loan.

 

College loan paperwork.

Paying for College?This page is about paying for college. The cost of a college education keeps going up. With planning you can determine the best way to afford the education you need.

 

Close up image of student loan application with pencil and calculator

Consolidating Student LoansThis is a page about consolidating student loans. Sometimes consolidating loans can help lower payments making it easier to repay them.

 

Frowning piggy bank wearing graduation cap being pressed by a metal clamp labelled "Student Loans"

Defaulting on Student LoansThis is a page about defaulting on student loans. Defaulting on your student loan can have detrimental effects on your future credit standing.

 

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What Happens if You Can't Pay Back Your Student Loans?Depending on the reason you can not repay your loan, there are several possible outcomes. Unpaid loans can result in garnishment of tax refunds and other types of income. This is a page about, "What happens if you cannot pay back your student loans?".

 

A picture of a pencil eraser and a piece of paper that says Student Loans on it.

Getting Student Loans Forgiven if DisabledIf you become disabled after accumulating student loans, and are now unable to repay them, you might be able to have them forgiven. This is a page about getting student loans forgiven if disabled.

 

A man holding a sign that says need money now.

Advice About a Student Loan in DefaultStudent loans can be very expensive and take a long time to pay off. It is not uncommon for these loans to go into default. This is a page about advice about a student loan in default.

 

Graduation hat on top of a pile of coins.

Paying Off High Interest Student Loans?It is important to pay off high interest loans as quickly as possible. In some cases, you may be able to consolidate student loans for a lower rate. This is a page about paying off high interest student loans.

 

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