This was something that put more money in our pockets instantly! We stopped using napkins and paper towels. We were spending at least $5.00 a week just to wipe our mouths and clean our house. Every week, my cart would be loaded with another round of paper products. Every week, I kept thinking "there has got be a better way!" And there is!
For napkins at mealtime, we use cotton cloths that I crochet. You can whip up at least two from a $1.47 ball of cotton yarn at your local chain store. I use my kids' favorite colors so they can use them for an entire day and not get them mixed up before throwing in the wash. Or, simply use a value pack of inexpensive washcloths that can be purchased for a mere $4.00 at Walmart!
As far as paper towel substitutes, I simply cut up our old t-shirts, sweat-pants, etc. They work like a charm for windows, mirrors and bathrooms. Saves the environment, space in my shopping cart, and money in my wallet. I can't believe I didn't do this years ago! :)
You can buy inexpensive bandannas to use as colorful napkins. This is a page about using bandannas for cloth napkins.