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Roof Repair for Low Income Homeowners?

June 10, 2016

I need a new roof, but I can't afford one. Is there any agency where I can get some help?


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Bronze Answer Medal for All Time! 220 Answers
June 10, 201612 found this helpful
Best Answer

Try this site for low income home repair assistance:

www.rd.usda.gov/.../single-family-housing-repair-loans...

 
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November 15, 2014

I am a low income widow in need of finding a grant to assist with roof repair. I am having very bad leaks.

By June

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Gold Feedback Medal for All Time! 949 Feedbacks
November 17, 20147 found this helpful
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I do not know what state or even "country" you live in but it may be difficult to acquire a "grant" for roof repair. You may be able to find a local organization that sometimes help families in very needy situations.

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Perhaps you could check with your church to see if they will help or if they have a list of organizations that help in these situations. There may also be a list of organizations in your local telephone book - generally in the front - that you can call for information. Also dialing 211 in your area may help you find someone to help.

I can tell you that help may not be plentiful right now and the criteria is very strict - but if you qualify - someone may be able to do repairs - but not a completely new roof.

 
November 17, 20146 found this helpful
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Sometime your local City or County Community Service will help you or have someone who will do it cheap, my Husband was working part time as a Roofer for Mobile Homes and ran into a "trailer Park of Elderly people" that needed their Roofs patched. He didn't hesitate to fix them just for cost. He knew they didn't have much money. He's passed on now but there's other good hearted people out there. so call the City Community Service, under your City's name, and ask.

 
November 30, 20147 found this helpful
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If you are in the United States, apply for Energy Assistance. It is a national program, LIHEAP (Low Income Energy Assistance Program), which is administered by each state. Call 211 to find out where you would apply.

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I worked for them years ago, and know that there is a section on the application that asks if you need some type of help repairing your home, including the roof.

 
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November 29, 2019

I am a senior citizen on a fixed income and was told I need a new roof and cannot afford it.


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July 22, 2020

My husband and I are on Social Security. We need to find assistance for replacing our roof. Suggestions?


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January 4, 2018

Where can I get help with roof repairs?


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Gold Post Medal for All Time! 677 Posts
January 4, 20180 found this helpful
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Try HUD.org or Habitat for Humanity

 
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October 21, 2017

My roof had a tree fall on it. I have been in cancer remission almost 3 years now. I have custody of 2 of my grandkids. They are 4 & 5. The 5 year old has autism & ADHD and the 4 year old is newly diagnosed with junior idiopathic arthritis. I am 60 years old and I make $12.12 an hour.

I am getting food stamps and daycare help from the state. My 19 year old also lives with me with her 6 month old. She is a caregiver for the 5 year old with autism so I can work. I have 7 holes in my roof with a tarp on it. I need any help I can get. Thank You.

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Silver Post Medal for All Time! 433 Posts
October 22, 20171 found this helpful
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Help with roof repair.

Step 1
You can get help from US Department of Agriculture.

Step 2
It proves loans to very low income house hold owners.

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Step 3
There is a program contact for your area on the site.

Step 4
Here is the link www.rd.usda.gov/.../single-family-housing-repair-loans....

 
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August 27, 2017

I am 50 years old and legally blind. I live in West Virginia. The roof is collapsing on my house. I have the materials to replace it, but I can't afford to pay anyone to do the labor.

I receive Social Security disability and used all my back pay money to buy the supplies. I need to find someone to do the labor.

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Bronze Post Medal for All Time! 105 Posts
August 27, 20171 found this helpful
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I personally would speak with HUD and see what they can do to help you. You should be able to talk with your social worker and ask them for help.

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Considering you are legally blind you have special benefits and assistance.

 
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July 27, 2017

I am 56 years old and I have a leaky roof. I'm on disability; where can I find help?


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Gold Post Medal for All Time! 677 Posts
July 28, 20170 found this helpful
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Contact hud.org or Habitat For Humanity

 
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January 25, 2016

I'm in dire need of a roof and can't get a loan. I'm the only income in my home and make under 30,000 a year. Community assistance is overwhelmed with people needing assistance.

Does anyone have suggestions for me? I live in Alabama. I'm really stressed and can't get help from anywhere.

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January 26, 20160 found this helpful
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I live in North West Florida-Pensacola and we have a "211" number you can call for all needs...check & see if you have that service in your area....also Catholic Social Services & United Way are wonderful help!

 
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February 4, 2014

I am a pre-k teacher in South Dakota, living way below the low income line. My roof is in desperate need of repair. I have water coming in. I have a great credit score which allows me to apply for any loan I want, but I can not afford any extra payments a month due to my tight budget.

I'm already selling off my personal belongings just to make payments on my winter utilities. I was hoping to find some kind of grant or organization that helps with free roof repairs. I'm so lost on what I can do to fix this huge problem before it gets any worse. Please help me!

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By Ms. J

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Bronze Feedback Medal for All Time! 147 Feedbacks
February 9, 20140 found this helpful
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You didn't say if you are a Senior or how big the leak is. If you are a Senior there might be a State program to help seniors get a new roof. In my state they pay all of the roofer's bill and charge you 6% per yr on the cost. The only time you pay for it is when you sell or move out of the house. Call your town hall to find a Senior Services Dept.

Check you homeowner's insurance policy-if the damage is the result of bad weather they will give you money to repair or replace the roof. For this I suggest that you call at least 3 roofing company's and get their expert opinions. Keep in mind all that water coming into your house could be damaging your walls and supporting roof beams. Mold is another bad problem-once it starts it can make you very sick so get this leak fixed asap. If you sell the house and the home inspector discovers it has mold it could cost you $20.00 per square foot or more to remove it.

If it's a small leak go to a big box type store for some roof repair goop that can be painted on over the leak area. Ask them for a few names & phone numbers of men who you could hire to do the job for you.

Good luck.

 
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February 1, 2014

Is there any one or place we can go to get help replacing our roof? We have very low income and my son has medical problems. We have no money to get it done.

By Tracy

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February 1, 20141 found this helpful
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I assume you have a social worker with the Department of Social services/Welfare Office. Talk to them, they should know about this nationwide organization that helps with things like that. It is called different names in different towns.

Several years ago, my sister had them do some repairs on her house, but you also have to stay in the house for a certain number of years or pay it back on a pro-rated basis. They also don't rush right in and do the repairs. You do have to meet income guidelines, and just because you feel hard up, doesn't necessarily mean you are.

How old is your son? I assume he receives Medicaid or disability. You should be keeping up with repairs that are needed while they are small, then it wouldn't be so hard to have the repairs made. I am so thankful I sold my house back in 1983 and have lived in apartments since then. When something needs to be repaired I call the manager and it gets taken care of. I didn't get rich selling my house, the proceeds after paying it off had to be split between my ex-husband and myself.

 
February 3, 20140 found this helpful
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I live in York County, PA and have the same problem. I found out that the York County planning commission has a program for people in our situation. It takes several steps in the process but if it works out it is worth it. It is basically a no interest loan that only comes due if you sell the house. They also provide the contractors. There is an option to use your own but they will have to bid with the others to qualify. Hope this helps! Google stuff in your area for your county's planning commission.

 
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