I have credit at Brylane Homes, The Avenue, Roamans, Seventh Ave., Ginny's, Gettington, Massey's, and Bill Me Later. I pay around $200/month total and I have about $4000 worth of merchandise: flat screens, Ipod touch, bedding, kitchen appliances, shoes, etc.
It works for my family of 4. Sidenote: Gettington is by far the best. They have the latest fashions and electronics and their prices are not inflated like you find in other catalogs. The worst catalog EVER created by mankind: Fingerhut. Everything is overpriced and out of date. Shameful.
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I have a poor credit rating. Does anyone have any recommendations on how to apply for a Buy Now, Pay Later catalog please? My daughter's birthday is 2 weeks away.