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Saving Money With Credit Cards

January 29, 2015

To save money with credit cards, shop around for rewards credit cards with no fees. Trust me, they want your business; if you look around you'll find cards with no fees. Interest rates may be higher, but be smart: pay off everything in full every month and don't pay those ridiculously high interest fees. The most expensive things you'll buy (if you don't pay off the balance each month) are far more costly than your original bill. Bear in mind, credit card companies rely on you not being able to make full payments. That's how they earn their money.

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Keep the habit of paying off the total bill each month and you'll not only earn rewards but also improve your credit rating.

Don't spend more than you can afford!

 
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Bronze Post Medal for All Time! 166 Posts
July 30, 2007

I recently received my credit card bill and was happy to see my cash back amount earned was $120.00, which I called and had them apply to my bill. We only use one credit card and charge everything we purchase in a month.

 
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June 5, 2006

I use my Citicard "Platinum Select Card" to buy gasoline. You save 5% of cost (about 15 cents/ gal.). It adds up . . .

 
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February 24, 2005

When trying to tackle your credit card debt, be sure to call your credit card company and ask for a lower rate. Tell them that you are shopping for a better interest rate and wanted to see what they had to offer first.

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They will often try to work with you to retain you as a customer.

 
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February 6, 2008

This is how we turn the painful gas prices into a rewarding experience. If you don't already have a credit card that has rewards, research card companies that have great rewards.

 
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Kelly Ann Butterbaugh
June 6, 2008

The scenario is familiar. At the check out counter of the local department store, the clerk asks if you would like to apply for the store's credit card. As a reward for signing, you receive an instant discount in the amount of 10% or even 15%. Do you sign on?

Store Credit?

 
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November 2, 2005

Looking for a way to earn money? Apply for a credit card with an introductory rate of 0% interest for 12 months when you use the credit card checks....

 
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June 9, 2017

Many people creatively use credit to overcome financial obstacles. This page contains information about making your dreams come true with a credit card.

Teenager With Credit Card

June 7, 2017

Credit cards can be very easy to use if you don't have cash on you, but make sure you can pay off the charges you make. This is a page about treat your credit card like real money.

Woman using Credit Card at store

May 2, 2013

This page contains credit card rewards tips. Make sure you get all available benefits from your credit account.

Credit Card

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