With mixer, beat cheese until fluffy. gradually beat in sweetened condensed milk until smooth. Stir in lemon juice and vanilla. Spoon into crusts. Chill 2 hours or until set.
Just before serving, top with fruit; brush with jelly, if desired. Refrigerate leftovers.
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Beat butter and cream cheese together. Work in flour. Roll into a long thin roll. Mark off 24 pieces and cut. Press into mini-tart pan.
Mix well, then add 1/2 cup raisins or diced apples. Put into pastry's/tart shells (12 - 16). Bake at 350 degrees F until set.