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Stick people with a bubble containing curse words.

A Better Today and TomorrowRecently I asked someone if I was being a 'bitch'. The person I asked the question of drew my attention to the word I used. I was quite embarrassed; it made me stop and think. In my defense, such that it is and it's no good excuse I know, the word slipped out of my mouth without thinking and I didn't even consider that I was using a harsh or vulgar one.

 

A green glass filled with a red liquid on top of a 2018 calendar.

Happy Frugal New YearSome people dread resolutions but not me! I look forward to them because mine aren't all just negative. Instead, they are dreams and new goals to improve my life and my family's life!

 

A

Never Too Late to Continue Your EducationI spent a good part of my life working a job I did not enjoy. I did enjoy it when I was hired, but the duty I did was phased out to contractors. By that time, I had 20 years in and needed 30 to retire, so I did another 10 years and stuck it out.

 

10 Unique New Year's Resolutions

10 Unique New Year's ResolutionsResolutions don't need to be painful promises we won't really keep! This year, I've got a few new ideas to add to the mix. Feel free to personalize to your interests.

 

A journal ready for some New Years resolutions.

Making New Year ResolutionsThis is a page about making New Year resolutions. Making and keeping New Year's resolutions is an annual ritual for many of us.

 

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My Frugal Life: Living Life to the FullestAfter many years I have learned what my mother tried very hard to instill in me, which is to live life to the fullest and her favorite phrase, "Savor the Moment." This year I will turn 56 and her words of wisdom are finally sinking in.

 

A finger reading braille writing on a page.

Surviving on the Blind SideI've noticed more than one of my TF family is experiencing vision loss. This article is for you.

 

A blind man walking a path with a white cane.

Observations from the Blind SideBlindness ain't for sissies! Apologies to late actress Helen Hayes who originally said "getting old ain't for sissies", but this is true. It takes a special sort of mental, emotional and spiritual toughness to deal with suddenly being blind.

 

blind_woman using assistive technology to vote.

Ten More Lessons from the Blind SideHere are a few more things I've learned over the last eight years since I lost my sight:

 

My Frugal Life: Embracing BlindOn the weekend of the November 5-7, 2010, I was invited to my first National Federation of the Blind of Ohio convention. While there, I learned that there is so much that people who are blind can do and not to underestimate them.

 

reading a book

How to Host a Book Club for SeniorsWant to volunteer with an activity that really makes a difference? Offer to become a book club leader at your local senior center or assisted living facility. Many seniors can be limited in their physical movements, but still crave an activity that will engage their minds.

 

Pile of books

Your Basic Do It Yourself Reference...Even though we now have the information highway with information literally at our finger tips, it is still essential that we have a small reference library that we can call on when we need information. These eight books will get you through a whole lot of problems.

 

New Year, New PlanIt's a new year and resolutions abound. Why not try some simple resolutions that will affect our spending and saving?

 

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