Budgeting for ChristmasI always use any coupon or sale that I can get my hands on all year long. If the sale items and/or coupons are not for an item that is needed at the present time, I purchase items to be used as gifts later on.
Ease Your Christmas Grocery BudgetI start grocery boxes at the end of February for the next Christmas holidays. I keep a list of things I buy regularly, then wait until they are on a super sale and stock up on them.
Avoid Holiday Spending With EnvelopesTo avoid using credit cards and over spending during the holidays, I use the envelope system. I write each person or event on an envelope and every pay day I put in $5 or $10, just depends. I put the envelopes in order of importance and a certain amount.
Check Credit Card Rewards for Cash BackHi everyone! Don't forget to check out your credit cards that offer cash back to see how much reward money you've earned. After looking at ours today I'm happily surprised to find that I now have an extra $130.00 to spend on Christmas!
Christmas List Budget Worksheet (Printable)Here is the Christmas List Budget Worksheet I like to work off. I list the names of everyone I need to get gifts for, gift ideas and how much I am able to spend on gifts.
Using Your Skills and Talents to Make Extra Christmas MoneyIf you're a stay-at-home mom, use your skills and talents to make extra holiday spending money. The following are things I have done:
