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Golden bells on a sparkling background.

Start Preparing for Christmas in JanuaryChristmas is one of the best times of the year; spending quality time with family and friends; sharing some hearty meals and building new memories. Unfortunately it is also one of the most expensive times of the year, a time that could leave your budget in a complete mess.

 

A natural display for Christmas

5 Tips to Simplify ChristmasTo save time year after year, save all Christmas cards received and start an electronic database on your computer. Then print out all address labels and use pinking shears or decorative scissors to cut the labels out into charming shapes.

 

Santa with Piggy Bank

Celebrating Christmas on a BudgetThis page is about celebrating Christmas on a budget. When you choose at Christmas to only spend what money you have to spare, you can still enjoy what is important.

 

Photo wish list.

Making a Photo Christmas Wish ListSometimes when you are telling family members what you would like for Christmas, there is confusion. I know that sometimes when I am buying for someone, I wonder "is this the right item?"

 

Christmas Party Decorations

Christmas Party Ideas?This page contains Christmas party ideas. The winter holiday season gives us many opportunities for festive gatherings.

 

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