Advice and solutions for reducing your debt.
Sinking In Debt, More Bills Than Income?If your bills are higher than your take-home pay, it's time to get some help. This page has advice about sinking in debt, more bills than income.
Snowball Payments to Get Out of DebtUsing this method of making larger payments on consumer debt and paying them off in sequence can work for many people. This is a page about using snowball payments to get out of debt.
Paying Off Your Home MortgageThis page is about paying off your home mortgage. There are ways to pay off your mortgage while saving on the total cost of the financing your loan.
Getting Out of DebtThis page is a page about getting out of debt. Consumer debt is at all time highs and the interest on carrying large amounts of debt is very expensive. Carrying less debt is something that every household should strive for.
Working With Creditors?I have had my income cut! Now all my creditors want their money. I want to pay, but don't have the income right now. They call 20 times a day. I have told them, but they still call. What can I do? I will pay when I get back on my feet. I need advice. Please help.
What Should We Do With a Truck That We Can't Afford?We are upside down on a truck. We need to relieve ourselves of this monthly payment. It is too much for us to handle. Is the best way to turn in the truck and make monthly payments on the remaining balance? Does anyone have any ideas?
Keep Getting The Paper StatementsKeep Getting The Paper Statements. Online bill pay is a good idea. But it is also a good idea to keep getting the paper statements too. You can do one of two things with them. Watch the balances disappear as you pay them on time.
Using 0% Credit Cards To Pay Off Other Loans?Has anyone tried this? I am thinking of using one of my credit card offers of 0% for 15 months (though I plan on paying it off in 12 months) in order to put $15,000 down toward a HELOC loan currently at almost 7% interest.
Reducing Debt?Do I really need a credit card? I am a divorced mother of two and wanted to get rid of some debt. Does it make sense for me to have a credit card? I'm wanting to close my credit card and just put money into a savings account.
Best Strategy for Paying Off Debt and Repairing Credit?Would it be better to get my credit repaired by going down the list to pay off collections, charge offs, and other delinquent debts when I get my taxes, or shall I seek a credit counseling service.....
Tips for Becoming Debt Free?How to become a debt free?
Help Dealing With High Interest Credit Card Debt?I cannot keep paying this credit card at 39%, what can I do?
Statute of Limitations on Outstanding Debts?Can anyone tell me if this is still true? If you owed someone money and they never collect on the debt for the 1st seven years then the debt is null and void (like you had filed bankruptcy against it,) and they can no longer collect money from you?
Getting Out of Debt?I hope someone can help me with my problem. I am deep into debt and I would like to know if someone could guide me with a very basic easy way to get myself out of this ordeal.
