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Organizing Financial InformationI have a 3 ring binder for each of us (my husband and I) to organize our financial information and I also have a binder for joint financial information.

 

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Funeral Savings And Other TidbitsSadly, our family has experienced several funerals this past year. The first one caught us off guard. We found out a bit too late that we had over paid, big time. I am going to share with you some things we learned, in hopes that it will prevent others from over paying.

 

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Important Information If You Receive Federal Benefit Paper ChecksAs of March 1, 2013, these payments will all be electronic because of changes made by the U.S. Department of the Treasury. They are doing this in order to save money on paper, printing and postage. In other words, the check will no longer be in the mail.

 

Pay Cash for Everything

Pay Cash for EverythingI realized how often I was swiping my debit card. It's just too easy to swipe that card and not think twice! I have started to take out a pre-set amount of money at the beginning of the month and pay cash for everything. It is way harder to part with 5 green dollar bills in your hand for a gourmet latte then it is to swipe your card.

 

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