What is the Best Credit Card for Travel?What credit card is best to get travel points?
Proper Disposal of Used Credit Cards?Over the years I have had several credit cards and saved them after their expiration date not knowing how to properly dispose them. How do I safely dispose of over 50 used credit cards?
Choosing a Secured Credit Card?Please does someone out there know if there is there a secured credit card I can apply for? There seem to be a lot of choices; I want to go with something other than First Premier credit card.
Minimum Payments to Avoid Collections?Is it true that if I make payments to a hospital account on time every month they cannot sell the account to a collection agency?
Gas Only Credit Cards?Are there any gas credit cards to limit purchases/use to gas only?
APR Rates After Closing a Credit Card?I'm thinking about closing a credit card account because the creditor does not want to lower my APR. I've had the card almost 2 year and pay on time faithfully. But if I cancel will the APR continually accumulate on the balance or would it be whatever is left at the time of cancellation?
Transferring Credit Card Balances?Is it wise to move the balance of a higher interest rate credit card to another card at a lower rate? What are the pitfalls?
Paying Off Credit Cards Quickly?When working on repaying my credit cards faster than minimum payments, am I better off paying $10.00 a week more or the same amount once a month? Thanks.
Establishing Credit With A Credit Card?Can anyone help me find a good credit card to get? I make $202/month and need to build my credit so that I can start getting things that I need.
Do You Need a Credit Card to Establish Credit?Two years ago I found out the person who was supposed to be handling my finances never did. So, at the age of 54, I had to start over from zero. I recently got my first credit card and I'm sorry I did. This company is a monumental pain to deal with. I've thought of switching but everybody says all credit card companies are the same. Do you really need a credit card to establish credit?
Should I Close My High Interest Credit Card Account?I have recently paid off all my credit cards. However, there is one that is still accruing a $10 monthly fee. The interest rate on the card is 33%. Should I close the card out and if so will it hurt my credit score?
Small Balances Left on Pre-paid Credit Cards?I like to use pre-paid credit cards to order items online. The only thing I don't like is that there are times I have a small amount of money left on it (ex. 50 cents). Does anyone know how to use this small amount up before the credit card company starts applying their fees to it?
Building Credit With Credit Cards?My husband and I would like to be able to make a budget using credit cards. We have little credit and would like to be able to someday get a loan to buy a home. How can we successfully budget our finances to be able to pay off the credit card every month?
Online Credit Cards?Online Credit Cards. I saw an article in the paper about using private on-line credit cards when purchasing on-line. They are impossible for thieves to steal any info.
Getting a Better Credit Card?Getting a Better Credit Card. How do I get a high limit card to transfer a high balance? I have a Credit Card that's killing me in interest but my credit rating is too low to get much in a new credit card.
Dealing With Debt After Divorce?I recently got divorced after 40 years and I am trying to get my credit cleaned up after he made a mess of it. I was surprised to find that there was a credit card with over $50,000 on it! In the divorce settlement, he was to take over all debts for the exception of one.
Credit Card Offers?How do I find out which credit cards I have offered me so I can reconsider?
I Can't Pay Off My Credit Cards?I'm new to this site and I've read the other posts on this subject but still can't find help. I'm 26, disabled and only receive a monthly income of 777.00. Before, (when I was stupid with money) I racked up a lot of charges and now I am in debt for about $4,000. I am having a lot of trouble paying even the minimum payment after bills, rent, food, etc. I don't have it.
Credit Card for Person with Bad Credit?Does anyone know of any credit card companies that will give me a card even though I have bad credit? - Kelly
Better Interest Rate on Credit Cards?I am trying to get a better rate on my credit card. It's currently 15%. I have pretty good credit and would like to be paying this off a lot faster. I am paying over the minimum but can't pay anymore so a lower rate would help a lot. Anyone have any tips or things to watchout for? I don't want to do something that makes my situation worse. Banks are scary :-)
Thanks,
Ani
Bankruptcy Advice?When you file bankruptcy just on credit cards, what can you keep? We have a car and motorcycle loan that we pay on time.
Sharon from NY
Explaining Credit Card Fine Print?Does anyone know of a site or can anyone explain the mombo jumbo on the back credit card offers? One thing I know is that I have a high interest rate now and I would like to transfer the balance to a better one. Thanks you, Sarah
Credit Card Deals?I'm looking for credit card deals that include cash back, airline miles, money towards cars, etc. I do have a Discover that gives me a little money back, but I would like to know what else is out there.
