Repairing Your Credit?Ok, so I got a letter offering to settle an account with an original balance of over 5K for $1,300. Can I do this on all my negative marks? I don't want it to show up on my credit as settled, I want it removed. Do I need a credit repair company or is it a DIY fix? How do I do this?
Understanding Credit Scores?When checking my credit scores, I find that one monitor has one score the other another both, Experian. Which do I believe?
Credit Fraud Due to Divorce?Can anyone place a 7 year credit alert with the 3 credit reporting agencies in Texas after a divorce "without" a police report? My daughter ran her report after leaving her husband and found that during the marriage he had opened up accounts in her name only without her knowledge. According to my daughter he has closed the accounts.
Purchasing a Home After a Foreclosure?I had a house go into foreclosure in 2007. My loan officer advised me yesterday that the mortgage company that financed the house that went into foreclosure has put that house back on my credit report as outstanding, indicating I owe them 20K.
Providing Innovis Credit Bureau With Information?Innovis wants more information, such as copy of DL and copy of a bill, email address, social security, and two phone numbers. Should I be concerned with giving all of this information to this silent credit bureau?
Property Tax Lien on Foreclosed Home?I lost a house to foreclosure in 2005. There were property taxes owed on the house at the time of foreclosure. The house has been purchased by new homeowners now. I don't think they are renting.
Paying Debt to Improve Your Credit Score?I was told that I shouldn't bother paying off my debts (other than student loans), because paying it out won't change my credit score at all. It will still be lousy, so I might as well keep my money. True?
Fixing Bad Credit?I am trying to rebuild my credit, and would like to know if there are any sites that I can go to that does pay later plans and also help with credit because I have bad credit and need help please.
What's a good credit score?Does anyone know what a good credit score is? I am referring to the FICO score.
Improving Your FICO Score?Could you post some tips about how I can improve my FICO score?