social

Credit RatingAsk a Question Follow

10 Total Articles   Page 1
Logo for ThriftyFun Tips

Opt Out of Financial Credit OffersPeople can steal those forms right out of your mailbox and steal your identity. You can opt out by going to this website.

 

Logo for ThriftyFun Tips

Staggering Free Credit Report RequestsSince you are allowed to get one credit report per year free from the three major credit reporting agencies, why not request your free credit report one at a time every four months, from the different agencies?

 

Logo for ThriftyFun Tips

Check Your Free Credit Report Every YearGet a free credit report yearly and check it carefully. The 3-4 credit bureaus allow you one free credit report a year. We were surprised to find a problem on ours that we did not know about.

 

Logo for ThriftyFun Tips

Free Credit ReportsYou can get access your credit report from the three major credit reporting companies for free at annualcreditreport.com. Equifax, Experian and TransUnion are required by law to give you access to your credit report once a year for free. This website makes it easy to request this information.

 

Logo for ThriftyFun Tips

Don't Apply For Credit Too OftenDon't apply for credit if you think you will be denied. Don't try to apply for credit cards too frequently. Submitting too many credit applications in a short period of time can lower your credit score and make it more difficult to get credit when you really need it.

 

Logo for ThriftyFun Tips

Your Spouse and Your Credit ScoreKeep in mind that your credit report may be tied to your spouse's. If your spouse has bad credit habits, it could affect your credit as well.

 

Logo for ThriftyFun Tips

Checking Your Credit RatingYou may obtain a copy of your credit report free once every year. A good idea to do this as you will be informed of what your credit standing is as well as be able to check for any discrepancies.

 

More
🎃
Halloween Ideas!
🌻
Gardening
🎂
Birthday Ideas!
ThriftyFun on Facebook
ThriftyFun on Pinterest
ThriftyFun on TikTok
ThriftyFun on YouTube
ThriftyFun on Instagram
Enter a Contest
Free Newsletters
Ask a Question
Share a Post

Published by ThriftyFun.
Desktop Page | View Mobile
Disclaimer | Privacy Policy | Contact Us
Generated 2022-09-27 11:17:18 in 185 msecs. ⛅️️
© 1997-2022 by Cumuli, Inc. All Rights Reserved.
https://www.thriftyfun.com/tf/Budget_and_Finance/Credit_Rating/index.html