Buying A House With One Income?I'm 32 years old, recently divorced and have moved back in with my parents. I currently make close to $41,000 a year. I can't seem to buy a house with only one income. I'm not looking for an expensive house, $79,000. I was wondering does anyone know how I could reach my goal. I have also saved money but if you make $2000 a month, pay school loan, car loan and insurance (close to $800 a month) the house mortgage (close to $900) that leave only $240 left at the end of month. Please help me.
When is the First Mortgage Payment Due After Closing?How long after closing on buying a home is the first mortgage payment usually due?
Buying a House with Bad Credit?I'm on disability and my husband has been self-employed for over 25 years. We want to sell our mobile home and buy a house more suited to us, but with low income and bad credit (due to identity theft we are still dealing with), we're not sure if it's even possible. Where and with whom should we start?
Home Inspection Tips for New Home BuyersGetting a house inspected properly before purchasing is an important step to take for first time home buyers. This is a page about home inspection for first time or new home buyers.
Buying a HomeThis is a page about buying a home. Buying a home is a big step to take.
Selecting a Real Estate AgentThis is a page about selecting a real estate agent. Buying or selling a home can be exciting as well as stressful. Selecting the best real estate agent for you can help smooth out the process.
Advice on Buying HUD Homes?I want to buy a low cost home here in Dallas (under $85K). Yes, I know that is funny. Most of the homes I qualify for seem to be HUD homes. There seems to be a "system" that I am not aware of in terms of actually scoring one.
Buying a House Using Lease to Own?Do you think doing a lease/purchase of a house is a good idea? I am trying to buy a house but nowadays lenders want you to have a high credit score and you have to pay off ALL debts on your credit report.
Check Outlets with Hair Dryer On New Home Walk ThroughWhen doing a walk-through on a "soon to be yours" home or apt, bring along a hairdryer. It's an instantaneous way to check if the electrical plugs are working. The instant "whirr" will let you know to go on to the next outlet!
Buying a House in Foreclosure?My daughter is thinking about buying a house in foreclosure in New Mexico. Does anyone have ideas about what she needs to think about or do before making an offer?
Buying a House With Back Owed Taxes?How can I acquire the tax owed home list?
Advice for a First Time Home Buyer?I live in the Iowa City area housing market. I am a single mother of two boys. Thanks to my remarkable storage techniques, we have successfully lived in a two bedroom apartment for the last 8 years.
Tips for First-Time Homeowners?My husband and I are in escrow right now and just signed final loan documents. Lord willing, we will be receiving our key on Monday, 3/2. We have never been homeowners before. We are in our mid-late twenties with an elementary age child.
Creating a Budget for Buying a House?I need to put the money I'm paying for rent into buying a house. Surely if I can afford $750.00 rent, I can pay for a house. However, I need to get a budget plan with contingencies. I currently pay rent $750, car insurance $60, utilities $400, and groceries/gas/misc. approx. $100. My weekly income is $380.
Helping Your Adult Children Buy Real Estate?My husband wishes to get our 4 kids a start with equity. The oldest kid is close to buying a house, though one isn't picked out yet. He's thinking about a duplex to help pay the mortgage. My husband want to help buy 1/2 of it, breaking that 1/2 of it up into the 5 shares that represent the rest of the family. There are so many different situations that I can think of that could complicate this set up.
Grants For Seniors To Buy a Home?I would like to buy a house for me and my husband where we can control the environment we live in. We need a grant to do so. Where do we go or how do we apply.
150+ First Time Home Buyer's Programs?Does anyone know of the site(s) that lists the 150+ First Time Home Buyer's Programs? I would greatly appreciate the info.
Purchasing a Prefab House?I am thinking about purchasing a prefab house but I don't know much about them other than that they are less expensive than a traditional one. Any advice or comments would be appreciated.
Buying a Manufactured Home?We have interest in buying a mobile home, or a manufactured home, and live in a mobile home park permanently. The homes we have looked at are very nice as are the various parks. Can anyone give me their opinion on what to look for in a home or a park? What should we ask before we move in to a park? Is there a particular manufacturer of these homes that are better quality that others?
Have Fast Should You Repay a Home You Plan To Sell Soon?I'm a college student who is planning on buying my first home within the next few years. I'm almost certain that this will be a starter home that I will need to resell in a matter of years. I prefer loans that have no penalty for paying more each month, but since I won't be paying the mortgage in full, is it recommended to pay as much as I can before I sell or would that be wasting my money?
Fraudulent Home Foreclosure Site?My niece paid for a subscription to a home foreclosure site. The homes listed were already sold, some as long as 12 months a go. The site gives you the address of the foreclosure and the name of the realtor handling it. We drove past the addresses and they were all occupied.
Tips for Shopping for a Small Affordable House?I want to live in a bit of country, perhaps near a city with some work like a courier job. I want to totally downsize to a 1 bedroom, 1 bath house somewhere near Auburn, CA where my 3 grandkids are.
Finding a Good Realtor?Which is the best real estate service for buying a home?
Zero Down Home Loans?How can you buy a home with nothing down?
Moving Without Selling Current House?My husband is considering a job in another state that pays a lot more then we are currently making. We live in Michigan. Houses are not really selling. We would be lucky to make what we owe. My question is has anyone else moved to another state and started completely over without selling their old house?
Advice for First Time Home Buyers?My DH and I are considering buying our first home. We are looking at an "as is" home and are wondering what all we need to consider before calling the agent, including questions to ask about the house and loans, etc.
Buying a New Home After a Bankruptcy?We just sold our family business and home, which we ran for 17 years. Due to the economy, we only ended up with $16,000 profit from the sale. Now we need to move out by June 1st and find a home to live in. Any advice on what we could find?