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Determining Home Value for Insurance Replacement Coverage?What is the average residential construction cost for a two story brick single family home in NC? I am interested for the purpose of insurance replacement coverage and do not want to be over or under insured.

 

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Squirrel Damage to Electrical Wiring Not Covered By Insurance?We recently had a power surge and our TVs were smoking. We had an electrician come to the house, who immediately called the electric company. They found damage on our outside wires from the pole to the house. They said it was caused by squirrels.

 

A new home.

Saving Money on Home Owner's InsuranceThis is a page about saving money on home owner's insurance. Home owner's insurance can be quite expensive. Taking the time to shop around and looking for discounts can save you some money.

 

home insurance file

Lender Placed Insurance?This is a page about lender placed insurance. Banks and other lenders can place insurance on a property when, for example, the homeowner does not have adequate insurance.

 

An insurance claim form.

Inventory and Photograph Belongings for Insurance ClaimsPhotographing your possessions for future reference in case of a fire or natural disaster can be a great way to ensure you can claim losses on all of you belongings. This page has tips about how to inventory and photograph belongings for insurance claims.

 

Filing an Insurance Claim After a Fire - Pokémon card collection

Filing an Insurance Claim After a Fire?When claiming a fire loss I have a book Pokémon cards in plastic sleeves. What is a replacement value of over 1000 cards? Do I look up every card? Will the smoke smell ever disappear? I am trying to negotiate with the insurance company myself. The cards can't be cleaned like most surfaces in my house.

 

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