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Minimum Payments to Avoid Collections

Minimum Payments to Avoid CollectionsMaking minimum payment to keep an account from going into collections is good way to ensure your credit score does not drop unnecessarily. If you can make minimum payments to avoid collections it's usually a good idea.


A man holding a money order.

Filling Out a Money Order?Money orders are a safe alternative to checks and can be used for any debts that need to be paid. Money order services such as Western Union are popular. They are also available through the U.S. Post Office.


Man holds invoice of water usage over desk.

Keeping Track of Bill Due DatesMany people use a calendar or their cell phone to keep track of when bills need to be paid. This is a page about keeping track of bill due dates.


Woman concerned about her bills negotiating on the phone

Negotiating Payment Plans for BillsThis is a page about negotiating payment plans for bills. When it becomes difficult to make the payments on your bills you can sometimes contact the company or utility and arrange a payment plan. Even if they are not open to that concept, consider whether equal monthly billing for utilities would help.


A man using a tablet to pay bills with a credit card.

Paying Bills With a Credit CardIf you don't currently have credit card debt, you can save money and gain rewards if you pay bills with a credit card. Learn more in this page on paying bills with a credit card.


The Australian flag waving outside.

Paying Utility Bills in AustraliaUtility companies in different areas bill on various schedules, making it useful to plan ahead and perhaps set up autopay plans for some of them. This is a page about paying utility bills in Australia.


A smartphone being used to pay a bill online.

Using Bill Pay FeaturesThe bill pay feature on your checking account allows you a bit more control over when bills are paid than having the payee choose the date of withdrawal. This is a page about using bill pay features.


Couple working on bills

Splitting Bills With Your SpouseThis is a page about splitting bills with your spouse. Some working couples like to have a "yours, mine, and ours" budget.


Promenade bills marked "Late Payment" and "Unpaid" with worried looking man at adding machine in the backtground

Dealing With Late PaymentsThis is a page about dealing with late payments. Many of us at one time or another find ourselves in the predicament of having an overdue payment.


Couple Negotiating With Creditor

Negotiating With Creditors?This is a page about negotiating with creditors. When you find yourself unable to satisfy the companies you owe money, you may be able to talk to them and make a plan to pay them smaller monthly payments.


Overdue Bill

Changing Bill Due DatesThis is a page about changing bill due dates. Sometimes the default due date for some of our bills does not work well with the family budget. Try contacting the company and see if you can choose a different due date.


Paying Off a Payday Loan

Paying Off a Payday Loan?This is a page about paying off a payday loan. While financial problems may make a payday loan seem like the best solution, they can be very difficult to repay, largely due to the very high interest rates.


Sticky note reminder to pay the rent.

Rent Assistance for a Low Income Family?This page is about rent assistance for a low income family. Depending on where you are located, there are programs available that can help pay the rent.


Bill Paying Tips and Tricks

Bill Paying Tips and TricksThis page contains bill paying tips and tricks. Being organized to pay bills on time can be a challenge.


A woman paying her bills online.

Paying Bills OnlineThis page is about paying bills online. To save time and money, a convenient way pay your bills is securely online.



Paying Bills on Time, Bills and Calculator

Paying Bills on TimePaying bills late can affect your credit and can also accrue late fees. This page has tips to help ensure that you pay your bills on time.


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