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A pile of dollar bills and change on a wooden table.

Take Advantage of Senior DiscountsMy parents have a list of shops in their area that offer senior discounts. Some are valid every day, some are one day a week, some are one day a month. The discounts can vary from 10 to 25 percent off, and most don't require you to sign up for a free membership.

 

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Save Money by Organizing Your RefrigeratorAlways add a label with the date a product was opened to insure freshness. If you do not plan to use leftovers right away, immediately freeze them for future use.

 

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Avoid Funeral Home PurchasesDon't purchase anything from the funeral home that you can buy elsewhere because they mark up the prices.

 

A collection of valuable jewelry on a smooth surface.

Buy Used Jewelry Instead Of NewMy husband always wanted to upgrade my engagement ring to something nicer. A good friend introduced him to a local jeweler. They also buy back jewelry from people. Because they can buy it back cheaper, they can sell it cheaper.

 

A jar full of pennies.

Save Those PenniesMany of us are living cheque to cheque and trying to make ends meet. How are we supposed to save money when we barely have enough as it is now for basic needs?

 

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Saving By the "Windfall" MethodFor years, we have had a leaky roof. Every summer my husband puts another coat of sealer on it (it's a mobile home) and every winter we put buckets under the leaks. I have determined that we will have a good roof before the snow flies.

 

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Save the Diaper Money for CollegeWhen your child finally gets potty trained, put the $50 or so you have been spending monthly on diapers into a college fund!

 

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