My husband and I had very different childhoods. He grew up in inner city St. Louis while I was raised deep in a rural Alabama valley.
I struggled for years to put myself through college. When at last I was employed, and besieged by credit card offers, I was not very wise. I had lived so lean for so long that the temptation was too strong; and I went under.
This was to be a prelude on the importance and appreciation of good, crusty Southern style biscuits, and more tips on how to make them. This 'prelude' became so lengthy, it turned into a 'story' in its own right. Read on.
My immigrant non-schooled Mom and jack-of-all-trades Dad supported a family of 5 with no-nonsense and common sense when it came to money.
It seems as if others are learning for the first time how to be frugal and enjoy it, which I have known all along, but now that prices at the pump are at an all time high, I am so happy I know how to save money!
Remember the satisfaction you felt at being able to extract that last bit of toothpaste or shampoo or cold cream? Remember how long it took?
I have been frugal all my life. When I was young, it was called "living country". You saved everything and found another use for it. To this day, I don't know if we would have been considered working poor or not.
I have been honing my frugal skills every since I left college, years ago. My first frugal research started with an old book entitled "How to Save on Everything", written in the late 40s.
In the difficult financial times that many of us have found ourselves in over the past few years, giving up two well paid and secure jobs to take up one reasonably paid one in a new start up company in another country may seem a pretty strange proposition to put forward.
When I look at some of the great pleasures of my life, I find that most of them are free - or very nearly so.
We started our married life with only one electric fry pan, that we cooked EVERYTHING in. When we got an apartment, I started going to tag sales. Just about everything we had we got at them.
My husband is a penny pincher and that is great. He has helped our family pay off our house in 3 years. The trick is paying separate to the principal and the amount will drop fast.
I'm an old lady now, but I guess my upbringing is what led me to always be inventive and saving. Dollar bills did not multiply without a lot of making do and doing without!
As a teacher, off for the summer, I am especially focused on frugality. This is a time for me to review where my money has gone and why.