Whenever you have fruit that is close to going bad, instead of throwing it away, just cut, chop, or puree it in a blender and freeze in appropriate size containers for future baking or for yummy smoothies.
This page contains the following solutions.
When I find really cheap jars of jam, I buy at least 2. I open and start using alternatively so they are both about half or more empty at the same time. Then I take whatever fruit I have that's a bit spoiled.
Is your fruit too ripe to eat? Don't throw it away. Peel your bananas, apples, pears, peaches, plums, etc. Slice them and put in a saute pan with 1 tablespoon butter and a sprinkle of brown sugar.