I stop all spending during the month of January. The constant barrage of ads in December makes January my favorite month to do this. I pay the household bills, but everything else goes on hold. I feed the family from the pantry and freezer which helps to do an annual cleaning out of both of those systems.
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Just an update on the January spending freeze. Thank you for all the terrific responses! I have managed to steer clear of my beloved Goodwill and other local thrift and resale shops.
