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Finding Roof Repair Assistance for Seniors?

January 22, 2014

Close up of a roof being installedHow can my mom qualify for roof repair? It will need to be done soon. The roofer went out today to inspect, as we need a roof certification for insurance purposes that she needs vs the one she now has.

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The house was built in 1960 and needs new roof soon. If the roofer finds it needs repairs just to get her roof cert now or before 2-14-14, she might have to stay w/her same insurance company. This is not good. We found a better carrier, but they require the roof cert and that will cost!

Is there any help around for seniors on "fixed income". She's 81 yrs. old and a widow.

By SL from Visalia, CA

Answers

January 22, 20144 found this helpful
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There should be an organization in your state called Opportunities For Independent Living. Some people refer to it as OIL. Keep in mind that different cities in the same state might have a different name for the organization. Where I live it is called Independent Living Center, in another city in this state it is called Opportunities for Independent Living.

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Look in your phone book and call any organization whose name sounds like it might be something like that. Or call your local Department of Social Services/Welfare Office and see if they know of an organization that can help you. there is income guidelines and if they do the repairs and your mother has to move out of the house for a certain reason within a certain time frame she will have to pay back a pro-rated amount. A few years ago my sister had OIL make some repairs on her house, and because she had to go into a nursing home within the specified time frame she had to pay back a certain amount of money. Also speak to your pastor he might be willing to take up a special anonymous offering in church, but I don't know if that would amount to enough.

 

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January 23, 20142 found this helpful
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Regarding your insurance. First, you are not locked into your old one. You can cancel and change it at any time, not just renewal time. The billing is simply pro-rated. Also, your current insurance also can come and do an inspection at any time as well. I used to work for an insurance company and we just pulled them at random to do inspections.

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You may also want to check with nearby vo-tech and building programs at the high school. I had a shed built by a high school building trades class. They did excellent work, and I only had to pay for the materials (no labor charge).

 
January 25, 20141 found this helpful
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In Texas, I recently inquired about getting my house painted and windows repaired/replaced. There were options for many different cosmetic or badly needed repairs, paiting, depending on your needs. There is a section about paining homes, roofs replaced, all the way to plumbing repairs, electrical and etc. If you are low income you have to meet certain criteria to receive assistance.

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In Fort Worth it goes through the City of Fort Worth and some are called "weatherization". There is another section about living arrangements for seniors.I found assistance information by putting in search "assistance for seniors with repairs, roofing and painting." That brought up several options to read for your own situation. Good luck, oredwine

 
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September 1, 2011

My mother needs her roof repaired, and has no money to fix it. Can someone help with this for free? She is 86 years old and lives on a fixed income. I live in California and can't help her. She is strong and will need to stay in her home for some years.

By Lydia

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September 1, 20110 found this helpful
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Check with community action agencies in your mom's area, and with the local Area Agency on Aging office. They should be aware of any home repair programs available for elderly homeowners.

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Habitat for Humanity varies from area to area but I am not aware of any of them doing home repairs. Their mission and goal is to increase homeownership, but their focus is not to keep people in homes they already own.

A reverse mortgage might sound like a great idea but if you go this route be very careful. This area of mortgage lending is notorious for predatory practices. While many companies hawk reverse mortgages, the only safe route is through the Home Equity Conversion Mortgage program backed by HUD. More information can be found here, including a number to call and a searchable list of HUD-approved reverse mortgage lenders:

www.hud.gov/.../hecm--df.cfm

 

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September 2, 20110 found this helpful
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Also check with her city and county housing department offices. There are times that they offer free or low cost help for housing repairs.

 
September 3, 20110 found this helpful
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Where I am, we have a charity called "Rebuilding Together" and it's a national group to make home repairs so seniors can stay in their home. Ask local churches. Habitat for Humanity where I am just had a program for "weatherization"; this includes roof repairs. You have to apply. Check with the H4H in her area or in yours for a referral, or check the website.

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Call her County's Health and Human Services Department - they would know if there are any state or county programs, including any senior programs. Also, telephone a roofer (or bldg contractor) in her area and ask about any programs or charity.

A lot of repairs can be done cheaply, if you know what you are doing and don't need to replace the entire roof, and maybe she could afford a cheap repair that even a neighbor may be able to do.

 
September 5, 20111 found this helpful
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If there is a county Office for the Aging, you should contact them. Here in upstate NY, they fixed my mother's roof, installed a handrail on the back steps and got her a new furnace. They help with safety issues, so that the elderly can stay in their own homes longer.

 
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February 20, 2014

My wife and I are 72 years old. We live on SS with no other income. Our roof is 31 years old and needs to be replaced. We cannot afford to pay for a new roof because we live month to month with what we both receive from SS to pay for all our bills. Is there somebody that could help us out?

By Bob W.

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February 22, 20140 found this helpful
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Contact a church in your area. Baptist Churches have youth groups called World Changers that do this. They may also have people in the congregation who may help do it. Good Luck and God Bless.

 
February 22, 20141 found this helpful
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It may be worth checking to see whether there's a firm that would be interested in leasing your roof to put solar panels on it, if it is south facing. You get cheaper electricity and the firm gets the feed in tariff for whatever you don't use. The solar firm will need to put up scaffolding to install solar panels, so you can take advantage of the scaffolding for you or a friend to patch the worst leaks, and the cheaper electricity will put you in a better financial position to take out a loan for a more thorough job in a few months' time.

 

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February 22, 20141 found this helpful
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Hello - probably most of the people reading Thrifty has some of the same problems you are having (need versus not enough money) so all anyone can do is offer places for you to ask for help.

We have no idea where you are located (what country?) but the advice may be the same. Check local churches, local charities, etc. for addresses of where to go and who to see.

Many people in Florida still have tarps on their roofs from hurricane damages that happened years ago.

 
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October 25, 2019

Are there funds to help me get a new roof. I am 70 year old on a fixed income with no roof insurance. I have lost shingles, may be 25 or more.

My only coverage I have is Choice Home Warranty. They will not help me because I need a new roof. I need help.

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July 31, 2018

Is there any company or organization that offers help to an elderly woman, 80 years old, in Deerfield Beach Florida that has a roof leak that has caused a portion of the ceiling in her living room to drop down. The rain is getting inside.

She is catching the water in large trash cans. Is there any company that anyone can suggest I call that might call for financial assistance to the elderly to get a roof repair or replacement. She has no money to repair it as she lives on Social Security income. My heart breaks for this old lady.

Please offer suggestions.

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Gold Post Medal for All Time! 677 Posts
August 1, 20180 found this helpful

Housing repairs

Step 1
HUD.org

Step 2
Habitat for Humanity

Step 3
Churches

 
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December 18, 2019

My mom has dementia. I quit my job to take care of her. Her roof is leaking and the ceiling in her home has fallen in. It's raining in her house. We need to find help please.

Finding Roof Repair Assistance for Seniors - falling ceiling
 
Finding Roof Repair Assistance for Seniors
 

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February 28, 2020

I'm in need of a new roof. My husband is dead so I don't have help with doing work on my home. I have been trying to do everything a little at a time, but the roof is catching up with me.

It is raining in my house now. Where can I get some help? I'm 71years young and just went back to work.

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August 3, 2018

My 92 year old mother will not take a bath due to the fact that she is afraid she will fall, her tub is high. She lives alone and is in fairly good health. Also the floor in her bathroom is falling in around the toilet. Is there anyone that can help her with the repairs? All the kids are on Social Security and live on a fixed income so we cannot have the work done.


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May 15, 2013

I live in Jax Florida. My sister is a disabled senior who just started getting Social Security. We have tried all the local and state agencies. She needs her roof replaced. Even the rafters are bad! Nobody seems to be able to help.


Can anyone help us?

By deana0123 from Jax, FL

Answers

May 16, 20130 found this helpful
Best Answer

Contact the home builder's association where you live. Where I live they do repair work for seniors and disabled people, for a brief period of time every year, and due to finances they can only do a certain number a year. Have your sister speak to her pastor, there might be some people in the church that could help her.

 
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September 7, 2018

Is there any help we can get to put a new roof on our house? Are there any loans we can see if we can apply for? Is there anyone to help out senior citizens in this situation? Do they go by what income you have?


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