Credit cards have only been here since the middle of last century, for hundreds of years before it was cash, barter or credit balance payable at the end of each month in full.
I am now working one job and got behind on my bills. I just can't seem to hold on to my money. I am now getting paid bi-weekly.
I have tried to follow the envelope system, but I am still having a rough time with my money just blowing out of my hands with nothing to show for it.
We started the "cash only" budget system last year. I didn't like using plain envelopes for cash - so I made my own.