I use a spreadsheet I made up to list all expenses and income right down to the penny. The spreadsheet lists income, and then all expenses such as groceries, gas, each utility, eating out, prescriptions, credit card bills, miscellaneous expenses (which I describe at the bottom of spreadsheet), absolutely everything.
It is updated every couple of days and balances with my check register which is kept on an 8 1/2 x 11 inch paper. The spreadsheet shows the whole year at a glance so at the end of the year, on one sheet of paper, you have all your income and expenses, and you can see where your hard earned money has gone, as it is automatically in categories.
By Marti S. from Athens, GA
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Please help me learn how to make a good budget and manage to follow it? Any tips would be appreciated.
