Beware that if you have online banking, the balance may not be accurate. I have yet to have it explained to me clearly but lately, in the PM the night before, I had a plus balance and the pending items were some transformed into NSF, despite an incoming automatic deposit.
I was just told "keep better records" and I am becoming increasingly aware that the online balance is only approximate (and computerized banking practices seem to have changed in favor of the bank and getting fees) so I will be much more careful in the future!
By pam munro
ThriftyFun is one of the longest running frugal living communities on the Internet. These are archives of older discussions.
Have any ThriftyFun members had good luck with online banking? I'm thinking about enrolling in Bank of America's online bill payment service but have heard some horror stories about it not being safe.