Tip for Senior Citizens on low income....check your local phone company for Life Line service. It is based on your income, but will cut your phone service about in half. My 85 year old mother uses this, and her bill is about $14.00 a month. She also doesn't have a Long Distance carrier. Another phone company (AT&T) feature is measured service. If you don't make a lot of outgoing calls it will save money since you are not charged for incoming calls, and pay a pennies per minute for outgoing local calls, but it greatly reduces your base phone bill.
Personally, we only have a single line with no extras (except CallWave) and no long distance carrier. I discontinued that when they began to charge $2.00 a month whether I use Long Distance Service or not. Actually, most of my family members have computers and internet service, and we keep in contact by emails, and also by Yahoo Messenger. We have a son in Missouri and a daughter in Utah, and we "talk" to them almost daily on Messenger. Also still have the cell phones on our sons family plan. So phone bills are no longer a big problem here. In fact, if I didn't need the phone line for my internet service, I would disconnect it completely, but we are in an area that so far has nothing to offer except dial-up or satellite, and that is a little more than we wish to pay.
Harlean from Arkansas