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January 9, 20090 found this helpful

Instead of paying your mortgage once a month, have your bank split that payment in half, and therefore they are getting two payments per month (totaling your one lump sum). Just by doing this, we are shaving off 6 years off the mortgage. They can even have the payments come directly out of your account every 2 weeks. I think that it's because when you pay monthly, there are only 12 payments per year...but when you do it every two weeks, somehow it calculates to one extra payment per year.

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